Building financial security for North Dakota's future.
Tax-advantaged savings for your qualified medical expenses.
A Health Savings Account is a personal savings account for individuals with a High Deductible Health Plan (HDHP). An HSA allows you to put money away on a pre-tax basis and withdraw it tax-free for qualified medical expenses.
Maximum amounts you can contribute this plan year
Money goes in before taxes, reducing your taxable income
Your balance grows without being taxed on earnings
No taxes when used for qualified medical expenses
Unlike FSAs, your HSA balance carries over year to year. There's no "use it or lose it" — your money stays in your account and continues to grow, even if you change jobs or retire.
Building financial security for North Dakota's future.