Caring for Our Community
Quality healthcare coverage for North Dakota families.
Blue Saver 100 3400 — Comprehensive coverage with preventive care at no cost.
In-network preventive care before deductible.
Annual limits for 2026 plan year
| Coverage | In-Network Deductible | In-Network OOP | Out-of-Network Deductible | Out-of-Network OOP |
|---|---|---|---|---|
| Individual | $3,400 | $3,400 | $6,800 | $13,600 |
| 1 Parent + 1 Child | $5,100 | $5,100 | $10,200 | $20,400 |
| 2 Adults | $6,800 | $6,800 | $13,600 | $27,200 |
| Family | $6,800 | $6,800 | $13,600 | $27,200 |
Inpatient and outpatient care for your mental health.
More affordable than the ER for non-emergency needs.
See a doctor from home through Amwell telehealth.
Diagnostic imaging covered after deductible.
Or call 1-844-363-8455 for a list of network providers.
Quality healthcare coverage for North Dakota families.
If you don't meet your deductible, your insurance plan will only help you pay for preventative services. After meeting your deductible, your plan pays a percentage of covered services.
Yes, but you'll pay more. See bcbsnd.com/find-a-doctor or call 1-844-363-8455 for network providers.
Co-Insurance is the amount you pay for medical services after meeting your deductible, but before hitting your out-of-pocket limit. For example, at 25% coinsurance, your plan pays 75% and you pay 25%.
A Co-Pay is a flat fee for certain medical costs, like prescriptions. Unlike coinsurance, the amount is fixed regardless of the total cost of the service.