Home chevron_right Life & AD&D

Life & AD&D Insurance

Coverage for the "What Ifs" in life — at no cost to you.

favorite
No Cost

Basic Life Insurance

Company-paid coverage through Mutual of Omaha that pays your beneficiaries if you pass away.

$50,000 coverage
shield
No Cost

AD&D Insurance

Accidental Death & Dismemberment coverage for injury or death caused by an accident.

$50,000 coverage

Protecting Your Family's Future

Protecting your family's future is one of your highest priorities. We provide all employees with a valuable basic term life insurance plan at no cost to you, administered by Mutual of Omaha.

1
Life insurance benefit
Pays your beneficiaries up to $50,000 if you pass away
2
AD&D coverage matches life
Equal to your life insurance benefit for accidental injury or death
3
Designate your beneficiaries
Contact HR to set up or update beneficiaries
Sunset over North Dakota farmland

Benefit Reduction by Age

Benefits reduce as you grow older.

65 Age 65
65%
of original benefit
70 Age 70
40%
of original benefit
75 Age 75
25%
of original benefit

Need to update your beneficiaries?

Contact your HR representative to designate or update your beneficiaries.

View Policy Details
Farm landscape with hay bales

Protecting North Dakota families for generations.